PET INSURANCE
Get Safeco & Liberty Mutual coverage in seconds. Protect your dog or cat with comprehensive accident and illness plans — no surprise vet bills.
Protect your dog or cat with trusted coverage from Safeco and Liberty Mutual in just seconds. Give your pet the care they deserve with comprehensive accident and illness plans designed to help with unexpected veterinary costs, so surprise vet bills don’t catch you off guard. Get peace of mind knowing your furry family member is protected when it matters most.
Protect your dog or cat with trusted coverage from Safeco and Liberty Mutual in just seconds. Give your pet the care they deserve with comprehensive accident and illness plans designed to help with unexpected veterinary costs, so surprise vet bills don’t catch you off guard. Get peace of mind knowing your furry family member is protected when it matters most.
What's Covered
Comprehensive Care, Head to Tail
Why Sgt 55
Why Safeco via Sergeant Fifty-Five?
Local Agent Support
Real humans you can call. Your own dedicated Sgt55 agent handles claims and questions personally.
Fast Claims
Most claims processed in 5 business days. Direct deposit reimbursement straight to your bank, no paperwork wars.
Customizable Plans
Pick your deductible, reimbursement %, and annual limit. Build a plan that fits your budget and your pet's lifestyle.
Backed By Industry Leaders
Frequently Asked Questions
1Is there a waiting period before coverage starts?
Yes — typically 14 days for illnesses and 3 days for accidents. Some orthopedic conditions may have a longer waiting period of up to 6 months.
2Are there age limits for enrollment?
Pets can typically be enrolled from 8 weeks old. There's usually no upper age limit for enrollment, though premiums increase with age.
3Are pre-existing conditions covered?
No — like most pet insurers, conditions diagnosed before your policy start date are excluded. Curable conditions may be covered after a symptom-free period.
4Can I use any vet?
Yes! Use any licensed veterinarian in the US. There's no in-network restriction — visit your trusted vet and submit the claim.
5What's not covered?
Routine checkups, vaccinations, grooming, and pre-existing conditions are typically excluded from accident & illness plans, though wellness add-ons are available.